(IRS National Standards for bankruptcy Means Test -- Cases Filed On and After November 1, 2018)
Collection Financial Standards for Food, Clothing and Other Items
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| Food |
$334 |
$646 |
$742 |
$888 |
| Housekeeping supplies |
$35 |
$64 |
$63 |
$75 |
| Apparel & services |
$89 |
$142 |
$185 |
$264 |
| Personal care products & services |
$38 |
$69 |
$71 |
$75 |
| Miscellaneous |
$151 |
$281 |
$323 |
$392 |
| Total |
$647 |
$1,202 |
$1,384 |
$1,694 |
| More than four persons: |
Additional Amount Per Person |
| For each additional person, add amount to four-person total allowance: |
$357 |
Bankruptcy Allowable Living Expenses — National Standards
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| 5% of food & clothing |
$21 |
$39 |
$46 |
$58 |
| Food & clothing (apparel & services)* |
$423 |
$788 |
$927 |
$1,152 |
| More than four persons |
Additional Amount Per Person |
| 5% of food & clothing |
$12 |
| Food & clothing (apparel & services)* |
$243 |
* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.
Bankruptcy Means Test