(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After November 1, 2019)
Collection Financial Standards for Food, Clothing and Other Items
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| Food |
$386 |
$685 |
$786 |
$958 |
| Housekeeping supplies |
$40 |
$72 |
$76 |
$76 |
| Apparel & services |
$88 |
$159 |
$169 |
$243 |
| Personal care products & services |
$43 |
$70 |
$76 |
$91 |
| Miscellaneous |
$170 |
$302 |
$339 |
$418 |
| Total |
$727 |
$1,288 |
$1,446 |
$1,786 |
| More than four persons: |
Additional Amount Per Person |
| For each additional person, add amount to four-person total allowance: |
$420 |
Bankruptcy Allowable Living Expenses — National Standards
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| 5% of food & clothing |
$24 |
$42 |
$48 |
$60 |
| Food & clothing (apparel & services)* |
$474 |
$844 |
$955 |
$1,201 |
| More than four persons |
Additional Amount Per Person |
| 5% of food & clothing |
$14 |
| Food & clothing (apparel & services)* |
$282 |
* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.
Bankruptcy Means Test