(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After November 1, 2020)
Collection Financial Standards for Food, Clothing and Other Items
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| Food |
$385 |
$715 |
$779 |
$947 |
| Housekeeping supplies |
$45 |
$67 |
$73 |
$71 |
| Apparel & services |
$85 |
$158 |
$192 |
$251 |
| Personal care products & services |
$43 |
$73 |
$74 |
$88 |
| Miscellaneous |
$157 |
$285 |
$315 |
$383 |
| Total |
$715 |
$1,298 |
$1,443 |
$1,740 |
| More than four persons: |
Additional Amount Per Person |
| For each additional person, add amount to four-person total allowance: |
$378 |
Bankruptcy Allowable Living Expenses — National Standards
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| 5% of food & clothing |
$24 |
$44 |
$49 |
$60 |
| Food & clothing (apparel & services)* |
$470 |
$873 |
$971 |
$1,198 |
| More than four persons |
Additional Amount Per Person |
| 5% of food & clothing |
$13 |
| Food & clothing (apparel & services)* |
$260 |
* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.
Bankruptcy Means Test