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Allowable Living Expenses

(IRS National Standards for bankruptcy Means Test -- Cases Filed On and After November 1, 2018)

Collection Financial Standards for Food, Clothing and Other Items

Expense One Person Two Persons Three Persons Four Persons
Food  $334 $646 $742 $888
Housekeeping supplies $35 $64 $63 $75
Apparel & services $89 $142 $185 $264
Personal care products & services     $38 $69 $71 $75
Miscellaneous $151 $281 $323 $392
Total $647 $1,202 $1,384 $1,694

 

More than four persons: Additional Amount Per Person
For each additional person, add amount to four-person total allowance: $357

 

Bankruptcy Allowable Living Expenses — National Standards

Expense One Person Two Persons Three Persons Four Persons
5% of food & clothing $21 $39 $46 $58
Food & clothing (apparel & services)* $423 $788 $927 $1,152

 

More than four persons Additional Amount Per Person
5% of food & clothing $12
Food & clothing (apparel & services)* $243

* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.

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