(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After November 1, 2022)
Collection Financial Standards for Food, Clothing and Other Items
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| Food |
$431 |
$779 |
$903 |
$1,028 |
| Housekeeping supplies |
$40 |
$82 |
$74 |
$85 |
| Apparel & services |
$99 |
$161 |
$206 |
$279 |
| Personal care products & services |
$45 |
$82 |
$78 |
$96 |
| Miscellaneous |
$170 |
$306 |
$349 |
$412 |
| Total |
$785 |
$1,410 |
$1,610 |
$1,900 |
| More than four persons: |
Additional Amount Per Person |
| For each additional person, add amount to four-person total allowance: |
$344 |
Bankruptcy Allowable Living Expenses — National Standards
| Expense |
One Person |
Two Persons |
Three Persons |
Four Persons |
| 5% of food & clothing |
$27 |
$47 |
$55 |
$65 |
| Food & clothing (apparel & services)* |
$530 |
$940 |
$1,109 |
$1,307 |
| More than four persons |
Additional Amount Per Person |
| 5% of food & clothing |
$12 |
| Food & clothing (apparel & services)* |
$237 |
* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.
Bankruptcy Means Test