New Client Inquiries: 866-617-8290
FREE CONSULTATION

Allowable Living Expenses

(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After May 15, 2021)

Collection Financial Standards for Food, Clothing and Other Items

Expense One Person Two Persons Three Persons Four Persons
Food  $400 $724 $838 $995
Housekeeping supplies $41 $76 $69 $79
Apparel & services $92 $150 $191 $259
Personal care products & services     $42 $76 $72 $89
Miscellaneous $148 $266 $303 $358
Total $723 $1,292 $1,473 $1,740

 

More than four persons: Additional Amount Per Person
For each additional person, add amount to four-person total allowance: $341

 

Bankruptcy Allowable Living Expenses — National Standards

Expense One Person Two Persons Three Persons Four Persons
5% of food & clothing $25 $44 $51 $61
Food & clothing (apparel & services)* $492 $874 $1,029 $1,214

 

More than four persons Additional Amount Per Person
5% of food & clothing $12
Food & clothing (apparel & services)* $238

* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.

Bankruptcy Means Test