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Allowable Living Expenses

(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After May 15, 2022)

Collection Financial Standards for Food, Clothing and Other Items

Expense One Person Two Persons Three Persons Four Persons
Food  $431 $779 $903 $1,028
Housekeeping supplies $40 $82 $74 $85
Apparel & services $99 $161 $206 $279
Personal care products & services     $45 $82 $78 $96
Miscellaneous $170 $306 $349 $412
Total $785 $1,410 $1,610 $1,900

 

More than four persons: Additional Amount Per Person
For each additional person, add amount to four-person total allowance: $344

 

Bankruptcy Allowable Living Expenses — National Standards

Expense One Person Two Persons Three Persons Four Persons
5% of food & clothing $27 $47 $55 $65
Food & clothing (apparel & services)* $530 $940 $1,109 $1,307

 

More than four persons Additional Amount Per Person
5% of food & clothing $12
Food & clothing (apparel & services)* $237

* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.

Bankruptcy Means Test