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Allowable Living Expenses

(IRS National Standards for Bankruptcy Means Test -- Cases Filed On and After May 1, 2020)

Collection Financial Standards for Food, Clothing and Other Items

Expense One Person Two Persons Three Persons Four Persons
Food  $385 $715 $779 $947
Housekeeping supplies $45 $67 $73 $71
Apparel & services $85 $158 $192 $251
Personal care products & services     $43 $73 $74 $88
Miscellaneous $157 $285 $315 $383
Total $715 $1,298 $1,443 $1,740

 

More than four persons: Additional Amount Per Person
For each additional person, add amount to four-person total allowance: $378

 

Bankruptcy Allowable Living Expenses — National Standards

Expense One Person Two Persons Three Persons Four Persons
5% of food & clothing $24 $44 $49 $60
Food & clothing (apparel & services)* $470 $873 $971 $1,198

 

More than four persons Additional Amount Per Person
5% of food & clothing $13
Food & clothing (apparel & services)* $260

* This total may differ from the combination of the two amounts in the Collection Financial Standards table due to rounding.

Bankruptcy Means Test